As a business owner, you understand the need to maximize your benefits while protecting the bottom line. As a locally owned and operated business, we understand and share your goal. Our agents work with you to identify areas of your business that need special protection and ensure you have solutions. As no one product answers all the needs of your customers, no one insurance company answers all of yours. At Kouri Insurance we work with a variety of the finest
business insurance companies to find the coverage's you need at the best available cost. We encourage reviewing your business to identify any changes that may be required. As you grow and prosper, your insurance needs to grow with you to continue to provide the protection you need.
The importance of good loss control can not be overstated in the insurance premium benefits it provides your business. The fewer losses your business experiences, the greater the premium savings you can usually enjoy from your insurance company.
Workers Compensation utilizes a claims experience modification to help determine your premium. The lower your claims experience, the lower your modification, which leads to a lower premium. On the other hand, if you have a poor claims history you will pay more in premium.
Establish a safety plan for your business that emphasizes good, safe work practices. Conduct training classes for your employees and make sure that they use any applicable safety gear. Review the driving records of your drivers and hold them accountable. A little prevention can produce substantial savings for your business. Effective loss control offers a direct benefit to the profitability of your business.
