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Have questions about Medicare and looking for a brochure with a clear, well written explanation? Try How Medicare Works

  

Trusted Choice



For all the stages in your life, we have the solutions...

Health insurance is a vital part of providing for the financial security of your family. With today's escalating medical costs, even a short stay in a hospital can put a family into a precarious position. We have worked hard to find companies that have quality plans for all the stages in your life.

Major medical health insurance can be provided for the entire family, or for dependents only. Options such as prescription cards, maternity benefits, preventative care and office co-payments can be chosen to tailor a program for your family's specific needs.

For our senior customers we offer Medicare Supplement policies that allow you to choose the doctors and hospitals you receive care from. These plans provide benefits throughout the United States without any provider restrictions. In addition, we also have Medicare Advantage plans that may lower your costs when you agree to use their high quality network of doctors and facilities. We also offer Long Term Care insurance that provides home health care, assisted living facility and nursing home care at the level of coverage you choose. Options such as return of premium, cost of living increases, paid in full after ten years and coordinated care assistance can all be chosen as needed.

We proudly offer:

Major Medical Individual Health Insurance Plans:

Sanford Health Plan, Elite One  ** Newly released                                  Wellmark Blue Cross Blue Shield,  Blue Select Plan & Blue Select Plus Plan



Health Savings Accounts (HSA):

Wellmark Blue Cross Blue Shield, Blue Priority HSA Outline  &  Blue Priority HSA Health Plans   
 


Medicare Supplement & Medicare Advantage Plans:

Sanford Health Plan, Sanford Medicare Select
Wellmark Blue Cross Blue Shield, Senior Blue Medicare Supplement & PPO Plans      

Need assistance with the new Medicare Plan D Drug Card Plan?
Try these links for information to assist you in making the right choice.   Wellmark Medicare Blue RX and Medicare - The Official U.S. Government Site.



Money saving tips when considering Health Insurance...
Consider a higher deductible. Many times the savings more than outweighs the extra deductible.

Look for a medical plan that offers a managed care plan that includes your doctor. These plans are often less in cost.

Make sure you are with a company that focuses on health insurance. These companies have a tendency to have a long term commitment.

Consider the future, if your health changes you may be with your company for a long time. It is important to choose the right company the first time.  



Kouri
Kouri Insurance Agency - Sioux Falls, SD