Life Insurance
Let us help you build a solid future for your family..."Life Insurance isn't for the people who die. It's for the people who live."
There is no better way to protect your family's future than with Life Insurance. It is often the least cost, highest benefit program you can implement. From Term Life Insurance to Permanent Life Insurance, we have the solutions you need. We represent some of the finest companies available and offer excellent rates and personal service.
Whether you are in outstanding health or less than outstanding health, we will work to find the best plan for you. Our goal is to help you find the best protection for your family.
How Much Life Insurance Do I Need?
Let's look at what your current life insurance can do for you:
On a separate piece of paper, try one for you and your spouse, write down the following information.
| 1. Write down the total benefit amount of Life Insurance you have now. |
$_____________
|
| 2. Cross out the last two zeroes of this amount. |
$_____________
|
| 3. Multiply this number by .487. |
X .487
|
|
Monthly Income
|
$______________
|
If your beneficiaries were to invest the entire amount of life insurance that you listed above, the monthly income shown demonstrates what could be earned based on an interest rate of 6%. However, generally there are expenses at the time of death that need to be paid which would reduce the amount available for investment. Please note that this is an example of what could be earned on your ability to invest and that actual monthly income may vary.
Will Your Family Be Able To Maintain Your Standard Of Living On This Income? If not, let us help you make the necessary adjustments.
